I had a client who hated his job. It wasn’t a short term thing; he hated his job for a number of years. The primary reason he stayed was that he felt “trapped” by the health care benefit. He had a history of heart problems and his son was disabled and needed extra medical care. He was a very talented person and could have helped a number of organizations. He also had an itch to go out on his own. Alas, he stayed with his hated job until at age 55 he was laid off. Now he has the worst of both worlds. He does not have a job and the related health insurance, and he has missed the window for following his dream.
The reason a person stays with a company or won’t take the risk to follow his heart into a more fulfilling career should not be health insurance.
Regardless of your politics, working within a system that allows talent to be wasted or sub-optimized because of a health insurance issue is not in the best interest of any of us.
